Money magazine is Australia’s longest-running, highest-selling and most-read personal finance magazine. Money magazine provides credible, independent, easy-to-understand financial advice to help its readers save money and make the most of their investments.
EDITOR'S NOTE
Letter of the month
Tell us about a financial discipline you practise and how it has been beneficial to you.
Money Magazine
All aboard for an exciting adventure • With an exchange traded fund to suit just about everyone, it’s possible to write your own investing story.
NEWS&VIEWS
Long-overdue super reform will stop a $5bn worker rip-off
Dig deep to find all the paperwork
NEWS&VIEWS
MY MONEY
BNPL even covers IVF treatments
PROPERTY
Prices rise after interest rate cut
INVESTING
Gen Z and millennials lead ETF charge
SHARES
SELL Aristocrat Leisure (ALL) • The Intelligent Investor Graham Witcomb
Twins who bond over business
ASK PAUL
SMART SPENDING Destination Whitsundays
Wine
Artistic evolution
SMART SPENDING
Damaged roof? Beware of the disaster chasers
We can almost pay cash for our new home, but what is the best option?
Buy where most people want to live and you won't go wrong • Land is dollars in the bank, but only if there is strong demand.
For love and money • Falling in love can be one of the most exciting times in our lives. But over time, romance can be replaced by financial hardship. Here’s how to prevent that happening.
Stage 1 Starting a relationship
Stage 2 Living together - de facto or married
STAGE 2
STAGE 2
Stage 3 Divorce and protection
STAGE 3
Stage 4 Re-partnering and blended families
Stage 5 Setting up an inheritance
Stage 6 Managing the great wealth transfer
Where to from here
Call of family duty • Children from migrant backgrounds feel strong financial obligations to their parents. The way they reconcile these commitments with Australia’s money culture can be challenging.
FIVE TIPS TO HELP MANAGE FAMILY OBLIGATIONS
Son looks forward to 'a bit of separation'
The uninsurable country • Floods, cyclones, bushfires… the damage runs into billions of dollars each year, and the cost of insurance is soaring – if you can even get it. Here’s what to do when insurers say no.
Insurers play hardball over flooding
Buy now, pay later what next? • Embraced by young shoppers as a way to buy products now and pay for them later, the sector is facing changes and increased governance this year. Here’s what it means for you.
For and against
Talk your way out of trauma • Better financial decisions can be made through constructive conversation that puts aside any emotional baggage.
WHAT MY CLIENTS ASKED ME THIS MONTH • Each month, financial planner and owner of Thriving Wealth, John Cachia, shares the top question from clients and his succinct answer to their query.
Count the benefits of babies • While parents are receiving more generous support for starting a family, it pays to doublecheck what’s available.
Checklist for would-be parents
Beat the solo-buyer stigma • Single people are at a big disadvantage when it comes to getting finance for their first property, but there are ways to overcome the barriers.
How affordability is determined
Tips for single home buyers
Extra tip
Build a new set of skills • There are three big questions to consider if you want to make the most of a site’s development potential.
WIN A COPY
Take a healthy approach • In a growing and ageing...